Federal aid and scholarships are forms of financial assistance to help students cover the costs of their education. Federal aid includes grants, loans, and work-study programs funded by the U.S. government, with eligibility determined primarily through the Free Application for Federal Student Aid (FAFSA). Grants, like the Pell Grant, do not require repayment, while loans must be repaid after graduation. Scholarships are typically awarded based on merit, financial need, or specific criteria like field of study, background, or community service. Unlike loans, scholarships do not require repayment and can be offered by government entities, schools, private organizations, and foundations. Both federal aid and scholarships reduce financial barriers, making higher education more accessible.

The HOPE and state aid programs in Georgia provide financial support to eligible students pursuing higher education within the state. The HOPE Scholarship and Zell Miller Scholarship are merit-based awards for students who meet specific academic criteria, with the Zell Miller Scholarship covering a higher percentage of tuition costs for students with higher GPA's and test scores. The HOPE Grant supports students in technical certificate and diploma programs, while the HOPE Career Grant provides additional funding for students studying high-demand fields.

These programs are administered by the Georgia Student Finance Commission and are intended to make college more accessible and affordable for Georgia residents, reducing financial barriers for those pursuing academic or technical degrees. Eligibility for these programs is based on academic performance, residency, and enrollment in a qualified institution within Georgia.

GAfutures is a comprehensive resource for students in Georgia, offering information and tools to help with college and career planning. Managed by the Georgia Student Finance Commission, GAfutures provides resources for financial aid, scholarships, grants, and loan options, including the HOPE and Zell Miller Scholarships. It also offers guidance on college applications, academic planning, and career exploration, empowering students to make informed decisions about their educational and professional futures.

The Free Application for Federal Student Aid (FAFSA) is a form that current and prospective college students in the United States complete to determine their eligibility for financial aid. Managed by the U.S. Department of Education, FAFSA provides access to federal grants, work-study funds, and loans. Many states and colleges also use FAFSA information to award their own financial aid. Completing the FAFSA is essential for students seeking financial support to help cover the costs of college tuition, fees, room, board, and other educational expenses.